John Ford | April 19, 2023 | Updated on: March 28th, 2024
Learn how to play baccarat online like a pro with our comprehensive guide on baccarat rules, strategies, and betting techniques.
What was once a game exclusively for the elite is now easily accessible online. Players from all corners of the globe now enjoy this casino game from anywhere they may be. Baccarat is a captivating casino table game with straightforward rules and favorable odds and is easy to learn. The game caters to both novices and seasoned players alike.
Continue reading to master this game and learn how to start winning real money by playing online baccarat.
Top Baccarat Online Casinos 2024
A Step-by-Step Guide on How to Play Baccarat Online
Playing Baccarat Online is relatively easy. First, you need an account at a reputable online baccarat casino. After that, you will have to navigate to a baccarat game of your choice and then follow these steps:
1. Choose Your Bet
Once you’ve accessed an online baccarat game, you’ll need to choose your bet. Baccarat typically offers three types of bets: Player, Banker, and Tie. Player and Banker bets have different payout odds, which we cover in detail below. However, Banker bets usually offer slightly better odds. This is due to a commission that may be charged on winning Banker bets.
2. Place Your Bet
After selecting your desired bet type, you’ll need to place your bet. You can do this by clicking on the corresponding betting area on the virtual baccarat table. It’s important to note that online baccarat games typically have both minimum and maximum bet limits. Therefore, ensure that your bet falls within the designated range to comply with the game’s requirements.
3. Start the Game
Once all bets are placed, you can start the game by clicking on the “Deal” or “Start” button. The virtual dealer will then draw two cards each for the Player and Banker positions.
The objective of the game is to have a hand closest to nine to win. If the total points of the Player or Banker’s hand are 8 or 9 after the initial two cards are drawn, it is considered a “natural,” and the game ends.
If the total points of the Player or Banker’s hand are less than 8, additional cards may be drawn according to baccarat drawing rules.
4. Determine the Winner
Once all additional cards, if any, are drawn, the hands are compared to determine the winner. The hand with a total point value closest to 9 wins. If the Player and Banker’s hands have the same total points, it’s a Tie.
5. Collect Winnings or Place New Bets
If you win, your funds will be automatically added to your account balance in the online casino. You can decide to either collect your winnings or use them to place new bets in the next round. Even if you experience a loss, you can still place new bets for the upcoming rounds.
6. Repeat the Process
You can continue playing baccarat online by repeating the above steps for each round. Remember to manage your bets wisely and adhere to responsible gambling practices.
Online Baccarat Rules and Basics
The objective of the game is to have a hand closest to nine. Although the game might have several bettors, it boils down to one player and the banker/dealer.
All you must do in this game is to bet on three potential outcomes: a tie, the Banker/Dealer winning, or the Player winning.
Baccarat Card Values
In baccarat, the point values of the cards are as follows:
- 2 through 9 cards are worth their face value, meaning they are worth the points indicated on the card.
- Cards 10, Jack, Queen, and King have a zero value, meaning they do not contribute any points to the hand.
- An ace, on the other hand, is worth one point.
Baccarat Drawing Rules
Baccarat has specific drawing rules determining how additional cards are drawn for the Player and Banker’s hands. This is based on their initial card values. The drawing rules for Baccarat are as follows:
Player’s Hand:
- If the Player’s hand has a total of 0-5, then the Player draws a third card.
- If the Player’s hand has a total of 6 or 7, then the Player stands and does not draw a third card.
- If the Player’s hand has a total of 8 or 9 (a “natural”), then the Player’s hand stands, and no further cards are drawn.
Banker’s Hand:
- If the Banker’s hand has a total of 0-2, then the Banker draws the third card, regardless of the value of the Player’s third card.
- If the Banker’s hand has a total of 3, then the Banker draws the third card unless the Player’s third card is an 8.
- If the Banker’s hand has a total of 4, then the Banker draws the third card unless the Player’s third card is a 0, 1, 8, or 9.
- If the Banker’s hand has a total of 5, then the Banker draws the third card, but only if the Player’s third card is a 4, 5, 6, or 7.
- If the Banker’s hand has a total of 6, then the Banker draws the third card, but only if the Player’s third card is a 6 or 7.
- If the Banker’s hand has a total of 7, then the Banker stands and does not draw a third card.
It’s important to note that these rules are predetermined, and players do not have any control over them. Instead, they are followed automatically during the game to determine the outcome of the hand.
Different variations of baccarat may have slightly different drawing rules. So, it’s always best to check the specific rules of the game you are playing before you start. See the below third card chart for your ease of reference.
Online Baccarat Strategies and Tips
There are several baccarat strategies and tips that you can employ to increase your chances of winning. Here are some commonly used strategies and tips for online baccarat:
Bet on the Banker
The Banker bet has a slightly lower house edge than the Player bet, making it a popular choice among experienced players. In addition, while the Banker bet usually comes with a 5% commission on winnings, it still offers better odds in the long run.
Manage Your Bankroll
Set a budget for yourself and stick to it. Avoid chasing losses or placing bets that are beyond your budget. Proper bankroll management is essential to ensure you don’t overspend and can continue playing responsibly.
Avoid the Tie Bet
The Tie bet in baccarat has a much higher house edge than the Player and Banker bets, making it a risky option. It’s best to avoid the Tie bet as it has a low probability of winning and can quickly deplete your bankroll.
Understand the Baccarat Rules
Familiarize yourself with the gameplay and the rules of baccarat, including the different types of bets and their respective payouts. Understanding the rules will help you make informed betting decisions and play more strategically.
Don’t Rely on Patterns
Baccarat is a game of chance, and each hand is independent of the previous one. Therefore, avoid falling into the trap of relying on patterns or trends, such as the “banker streak” or “player streak,” as these are unreliable indicators of future outcomes.
Play Mini-Baccarat
Mini-baccarat is a faster-paced game with lower minimum bets, making it more accessible for beginners. Playing mini-baccarat can help you gain experience and confidence before moving to higher-stakes games.
Take Advantage of Bonuses
Online casinos often offer bonuses and promotions for baccarat players. Take advantage of these offers to boost your bankroll and increase your chances of winning. However, be sure to read and understand the terms and conditions of the bonuses before claiming them.
Practice for Free
Many online casinos offer free or demo versions of baccarat that allow you to practice and get familiar with the game without risking real money. Use these opportunities to hone your skills and develop strategies before playing with real money.
Online Baccarat Odds and Payouts
| Bet Type | Description | Odds | Payout |
| Player | Betting that the player’s hand will win | Approx. 1:1 | 1:1 |
| Banker | Betting that the banker’s hand will win | Approx. 0.95:1 | 0.95:1 |
| Tie | Betting that the player’s and banker’s hands will tie | Approx. 8:1 to 9:1 | 8:1 to 9:1 |
| Player Pair | Betting that the player’s hand will have a pair | Approx. 11:1 | 11:1 |
| Banker Pair | Betting that the banker’s hand will have a pair | Approx. 11:1 | 11:1 |
| Either Pair | Betting that either the player or banker will have a pair | Approx. 5:1 | 5:1 |
| Perfect Pair | Betting that the player or banker will have a perfect pair (same suit and rank) | Approx. 25:1 | 25:1 |
Play Free Baccarat Online Games
Playing free baccarat online games is a great way to practice the strategies and gameplay of baccarat without risking any real money. Many online casinos and gaming websites offer free baccarat games.
Playing free baccarat online games is thus a great way to practice and gain confidence in your baccarat skills. However, it’s important to remember that free baccarat games are for fun or educational purposes only. Free games do not involve any real money winnings or losses.
Baccarat Glossary
| Baccarat Term | Definition |
| Banker | One of the two betting options in baccarat, where players can bet on the hand of the Banker to win. The Banker is also sometimes referred to as the “dealer” or “banco.” |
| Player | The other betting option, where players can bet on the hand of the Player (also known as “punto”) to win. |
| Tie/Standoff | A betting option in baccarat where players can bet on the outcome of a tie between the Banker and the Player hands. |
| Natural | A hand in baccarat with a total of 8 or 9 using the first two cards dealt. A natural hand is an automatic win; no additional cards are drawn. |
| Commission | A fee that is usually charged by the casino on winning banker bets. The commission is usually around 5% and is deducted from the winnings. |
| Shoe | A device used to hold and dispense the baccarat cards during the game. The shoe is usually used in games with multiple decks of cards to speed up the gameplay. |
| Player Pair/Banker Pair | Side bets in baccarat, where players can bet on the first two cards of either the Player or Banker’s hand to be a pair of cards of the same rank. |
| Cut Card | A plastic card used to cut the deck of cards after shuffling in baccarat. The cut card is placed in the deck to indicate when the shoe will be reshuffled. |
| Third Card Rule | A set of rules that determine when a third card is drawn in baccarat based on the total value of the initial two cards dealt to the player and banker hands |
Baccarat Online FAQs
Playing Baccarat online for real money can be an exciting and potentially rewarding experience. All you need is a reputable baccarat online casino account. Once you have an account, you deposit money and navigate to the baccarat game you want. You can then place your bets and follow the game. Read here for more details on how to play baccarat online.
Baccarat is a popular casino game played with a standard deck of 52 cards. The game’s objective is to have a hand with a point value as close to 9 as possible. Players can bet on three options: Player winning, dealer winning or a tie.
The Banker’s hand has a slightly higher probability of winning than the Player’s. However, it’s important to note that baccarat is a game of chance. The outcome of each hand is determined by random card draws, so there is no guarantee that one hand will always win.
The edge in Baccarat is generally lower for the Banker bet than the Player bet. This means that the Banker bet may have a slightly better chance of winning over many hands. The exact house edge can vary depending on the specific baccarat game variant. Generally, the house edge is around 1% or lower for the Banker bet.
Baccarat is generally considered to be a game of luck rather than skill. Players have little control over the game’s outcome once they have placed their bets. The game’s outcome depends largely on chance, as the cards are drawn from a shuffled deck.
Statistical analysis has shown bet choices do not significantly affect the outcomes. This means that players’ skill in baccarat is limited to managing their bets and bankroll.
The basic concept of the Rule of 3 is as follows:
• Start with a base bet amount.
• Increase your bet after three consecutive wins.
• Reset your bet after any loss: If you lose a hand, you go back to your base bet amount.
Here are the top 5 best live dealer baccarat casinos:
1. Andromeda Casino
2. Wild Coins Casino
3. Bovegas Casino
4. Slots.Iv Casino
5. Cherry Gold Casino
No. Reputable online casinos and game providers adhere to strict regulations and use random number generators (RNGs). This is to ensure the fairness and integrity of their games, including online baccarat.